Xenon Laboratories is not a financial institution, not affiliated with any financial institution, and not a rate feed provider. We do not distribute currency rates for a fee. Our rates are derived from a variety of publicly available sources, and we reserve the right to change our sources at any time without notice. Although we strive to ensure our figures are correct, we can make no guarantees as to their accuracy or suitability for any purpose. While effort is taken to ensure their accuracy, errors can from time to time appear. Currency rates specified by financial institutions will differ from ours, sometimes significantly. In addition, currency rates will vary by geographical market. The end user assumes all risk for the use of any information provided by our services.